Personal Loans for you or your clients

• Fast Approval
• Fixed Interest rates so you know exactly how much you have to pay each month
• Flexible repayments terms
• Personal service from our qualified consumer lending team

It’s quick, it’s easy and it makes sense

A personal loan leaves your credit card available for day to day purchases and entertainment.

Key benefits
• Fast Approval: No need to visit a branch or be constrained by regular business hours. In most cases, same day approval with loan documents delivered immediately on-line.
• Fixed interest rates: When you choose a personal loan through us, you know exactly how much you’ll be paying and how long it will take you to pay it off. The interest rate stays the same for the entire loan term, so you’re in control.
• Flexible repayments terms: You choose to spread your loan over a period that suits your budget. The longer the loan period the lower your monthly repayments will be.

Frequently asked questions
Q. Who can apply?
We welcome applications from anyone over 18 who is an Australian citizen or permanent resident with a good credit history and employed for at least 20 hours a week.

Q. What can I use my loan for?
Any reasonable personal expense such as home improvements, household goods, cars, boats, a wedding, travel or debt consolidation - even to pay out tax debt.

Q. How will I repay?
The monthly repayment will be direct debited from your nominated bank account, which you provide at the time of approval.

Q. What if I want to pay it off early?
No problem! We encourage sensible management of your debts. Just call us for a payout figure, however, a payout processing fee applies on early loan discharge. On loans over $30,000 fixed rate agreement break costs may also apply

Q. When can I expect payment?
Normally within 24 hours from receipt of fully completed documentation. Credit will be directed to your nominated supplier or to your bank account. In cases of debt consolidation, payment will be sent directly to your existing credit providers.

Q. Are there any application fees?
A loan establishment fee will apply. The amount will be clearly stated on your loan agreement and is incorporated into your repayments - you don’t need to pay this upfront.

Q. Do you need security over my house or other assets?
In some cases we will take charge over the goods we are financing or take a caveat over property. If this is required we will discuss this during your application. Any security will be show on your loan contract.

To apply, contact your our office on 1800 700 666 and ask for Kerry Stavreski.

All you need is your drivers licence and the answers to a few simple questions concerning:
• The purpose of the loan
• Who you work for
• Your income
• Credit Card Limits
• House repayments/rent each month
• Other Loan Payments

If you think we could be of assistance to your client or clients contact us on 1800 700 666.

Yours Sincerely

Brent Jones

General Manager