Exposure

Insurance Cover

Defamation

Damages following libel or slander

Directors & Officer's/Company Reimbursement

Indemnity following a "wrongful act" committed by the directors or officers or a company

Employment Practices Liability

Defamation, sexual harassment, discrimination, libel or employees

Environmental Impairment

Bodily injury/property damage following gradual pollution

Industrial Disease

Injury to employees on a mine site

Extra Territorial Workers Compensation

Variation of Workers Compensation benefits whilst employees are temporarily working elsewhere other than state of employment

Marine Liability

Bodily injury arising from:
- operation of vessels
- carriers activities
- ship-repair and general marine activities

Motor - CTP(Greenslip)

Bodily injury arising from registered vehicles

Motor - Third Party Property Damage

Property damage arising from registered vehicles

Products Liability

Bodily injury/property damage arising from products manufactured, imported or sold.

Product Tamper/Recall

Expenses following product tampering or recall

Professional Indemnity

Breach of duty arising from the professional activities of the insured. Do you give advice?

Public Liability

Bodily injury/property damage arising out of insureds business activities

Trustee Liability

Damages following, mismanagement of superannuation funds by trustee

Worker's Compensation

Injury to employees as per State Legislation

Accounts Receivable

Loss and or damage to accounts receivable

Boiler Explosion

Damage to registered boilers by explosion, overheating etc

Bonds

Performance guarantees(an alternative to bank guarantees)

Business pack

Combined policy for the full range of business and domestic insurances, such as home and contents, general property, legal liabilty, fire, glass, money etc

Burglary

Theft of property following break and enter

Business Interruption

Loss of trading income and increased expenses due to damage to fixed assets

Electrical Equipment

Accidental, Mechanical, and Electrical breakdown of computers and associated equipment, including consequential loss of income

Caravan

Loss or damage to caravan

Contract works

Loss or damage to building projects during construction

Contractors Plant and Machinery

Loss or damage to the full range of registered vehicles for contractors

Credit

Loss following insolvency of your debtors

Crop

Loss or damage to rural crops

Fidelity Guarantee

Losses due to dishonesty of your employees

Fire and Perils

Damage to assets caused by fire and nomiated perils - excluding food

General Property

Loss and/or damage to laptops and other portable equipment whilst away from the insured premises

Glass

Damage to fixed glass

Marine Transit/Cargo

Damage to Goods in Transit, both overseas and local

Householders

Damage to residential property, including coverage for personal valuables, legal liability and domestic workers compensation

Industrial Special Risks

Damage to fixed assets

Intellectual Property

Legal expenses incurred to defend patent, trademark, copyright, etc

Legal Expenses

Costs incurred to take or defend nominated types of legal action

Landlords

Damage to residential property, including coverage for personal valuables, legal liability and domestic workers compensation

Machinery Breakdown

Repair costs incurred following breakdown of plant and equipment, including Business Interruption

Marine Hull

Damage to ships/boats and related equipment

Marine Pleasure Craft

Damage to pleasure craft whilst in or on the water, including whilst in transit

Money

Loss or damage to cash, cheques and negotiable instruments

Motor

Loss or damage to the full range of registered vehicles

Pluvious

Protection for loss of expenses incurred for a specific event

Office pack

Combined policy for the full range of business and domestic insurances, such as home and contents, general property, legal liabilty,fire and glass, money etc

Farm

Combined policy for the full range of rural and domestic insurances, such as home and contents, farm property, legal liability, tractors etc

Strata

Damage to property, including coverage for common contents, legal liability and domestic workers compensation, fidelity guarantee, office bearer's liability

Tax Probe

Expenses due to unexpected tax audit(incl GST)

Travel

Combined policy for Medical, Hospital, Baggage, and Cancellation etc for individual or corporate travels in Australia or worldwide